Protection

With the economy where it is at, unemployment inching higher daily, and I am sure individual stress is getting higher, what can we do to protect ourselves. There are several things one can do, first eat right, doctors and nutritionists have been telling us for years that the right foods will help lower our stress levels. next exercise, working out is a great way to release the tension and build stamina to help fight off stress in the future. Another way is to be financially prepared, Dave Ramsey and other financial experts say you need at least 3 months of your expenses in cash, locked up and saved away in case of big emergencies. I recommend more than 3 months. Why do this, well if you know you have cash to protect yourself in case of emergencies the big emergencies are not as big anymore. For instance a few weeks ago one of my wife's tires blew out, we had to replace it, the new tire cost $145.00. if we could drive on three wheels i would but we had to buy the tire, thankfully we have an emergency fund and this unexpected expenses did not cause any stress. We knew where to get the money and we kept moving forward with out skipping a beat. I am sure there are other was to relieve stress or avoid it all together, but i highly recommend the emergency fund in help elevate the stress caused from monetary expenses!